As a Nigerian, do you want to get paid internationally through PayPal? First off, PayPal does not offer the full functionality for Personal Nigerian PayPal accounts, there are workarounds worth exploring. In the course of this article, we will be taking you through a practical guide on how to create a PayPal account that can send money, and even though there are limitations, receive international payments.
Here’s the short answer:
- It is possible to create a personal PayPal account with a valid email ID, and then link your Nigerian, or foreign Visa or Mastercard for sending money. You can also use a virtual USD card to send money with your PayPal account.
- Receiving money from your Nigerian PayPal account is not officially supported for Personal and Business accounts. However, there are workarunds to it
- An alternative solution is to have a friend abroad create a PayPal account for you or to use a different URL to sign up for PayPal business accounts. Some of such URLs include; PayPal.com/ls, PayPal.com/ar, and PayPal.com/ke.
Do you wish to go beyond this answer? Here is a detailed guide on a practical workaround for creating a Nigerian PayPal account that can receive money internationally.
Understanding How PayPal Works In Nigeria
PayPal is a platform that is well to send money and receive money internationally. However, for Nigerian accounts, there are a few limitations involved in the use of PayPal. One such is the fact that you can’t use your Nigerian PayPal account to receive money internationally. Here is a breakdown of how PayPal works in Nigeria:
- How Personal Accounts Work: Officially, It is impossible to use your personal PayPal account to receive money. You can only use your Personal account to send money with the aid of a linked Nigerian Visa or Mastercard.
- How Business Accounts Work: As for business accounts, you also cannot use them to receive money online. The reason for this is that Nigeria is one of the countries that PayPal imposed account limitations on.
Workaround: How To Create A PayPal Account That Can Receive Money In Nigeria
Here’s how to create a business PayPal account in Nigeria, which can be used to receive money internationally:
- Visit the PayPal website: If you use the PayPal URL with the Nigerian prefix (NG), it would have the regulatory limitations of not receiving money. So you have to use a specific url designed for Argentina customers. For the sake of this guide, use the URL- https://www.paypal.com/ar/, and not https://www.paypal.com/ng/
- When you get to the https://www.paypal.com/ar/ site, click on “Sign Up”
- Choose “Business Account”: Select the “Business Account” option during registration. If you have trouble in the registration process, you have to use Google Translate. The site will be in Spanish, so use Google Translate to see the UI of the site in English.
- Enter your details: Fill in the required information, including your Nigerian email address, a strong password, and security questions.
- Link a payment method: You’ll need to link a valid Nigerian Visa or Mastercard debit or credit card to your account for sending money. However, to avoid having the account getting banned, use a virtual USD card such as GeegPay. Sign up for GeegPay using this link, and create an account and Virtual dollar card. Creating a virtual dollar card will cost you $1. The GeegPay account can be funded in Naira.
- Verify your account: PayPal will ask you to verify the details you inputted earlier. It is important to note you should use only your driver’s license to open the Argentina PayPal account.
There you go, you have created a PayPal account that can send and receive money online. You don’t have to use a VPN to change your location to Argentina. PayPal will flag the account for suspicious activity, and then ban the account. Simply turn off the location of your PC. Also note that you should not use your smartphone, or the PayPal app in the account creation process. Ensure to use a bank in Nigeria that uses PayPal.
Conclusion
While directly receiving funds with a personal PayPal account in Nigeria isn’t currently supported, however, the workaround above can help you get an account.
Leave a Reply